Send and Receive Money

  • Go to the nearest AYA Pay Agent.

  • Provide your National Registration Card (NRC).

  • Give the recipient's phone number and their NRC number.

  • You will receive a secret code via SMS. Make sure only the recipient knows this code.

  • The recipient can pick up the money at any AYA Pay Agent by showing the SMS with the Transaction ID, their NRC, and entering the secret code.

If the recipient has an AYA Pay account, you only need to provide their phone number and the amount you want to send. The money will be transferred directly to their AYA Pay account, and they can withdraw it using their mobile number at the nearest AYA Pay Agent.